🏡 HCV Homeownership Program

The Housing Choice Voucher (HCV) Homeownership Program allows eligible participants in PCHA’s HCV (Section 8) program to use their voucher assistance toward monthly mortgage payments—helping them become first-time homeowners. Instead of paying rent to a landlord, the subsidy goes directly toward a mortgage.

✅ Basic Eligibility Requirements

To qualify, current HCV participants must:

• Be a participant of the HCV Program for at least 1 year and remain in good standing with PCHA
  (Port-ins must rent with PCHA for a minimum of 1 year before qualifying)

• Be enrolled in the Family Self-Sufficiency (FSS) Program
  (Required for all applicants, including elderly/disabled)

• Be a first-time homebuyer
  (No ownership interest in a home within the last 3 years)

Income Requirements:

• Elderly or Disabled Households

  • Head of household must be elderly or disabled

  • Must receive at least the minimum monthly SSI benefit
    (Benefits for children or spouses do not count)

• Non-Elderly/Non-Disabled Households

  • Must be employed full-time (32+ hours/week)

  • Must have worked at the same job for 12 consecutive months at minimum wage or higher

🧠 Homeownership Counseling

Once basic eligibility is met, applicants are required to attend homeownership counseling sessions to learn about:

• The home buying process

• Financing options

• Responsibilities of homeownership

🔑 Additional program requirements apply before a voucher is issued to begin searching for a home.

📋 Availability

Homeownership Vouchers are available on a first-come, first-served basis until all slots are filled.

📨 Ready to Take the First Step?

Complete the Family Self-Sufficiency Interest Form to get started.

For more details, check out our FAQs below!