🌟 HCV Homeownership Program
Dreaming of owning your own home?
The Housing Choice Voucher (HCV) Homeownership Program makes it possible! This program allows eligible HCV (Section 8) participants to use their voucher assistance to cover monthly homeownership expenses. Instead of helping pay rent to a landlord, your subsidy can go directly toward a mortgage—helping you build equity and stability for the future.
💡 Who Can Join?
Initial eligibility qualifications:
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✅ Be a participant in the HCV Program for at least one year and in good standing with PCHA
(All port-ins must rent with PCHA for at least one year before applying.) -
✅ Be a first-time homebuyer (no home ownership interest in the last 3 years)
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✅ Meet income requirements:
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Elderly or Disabled Households
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Head of household must be elderly or disabled
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Must receive at least the minimum monthly SSI benefit
(Benefits for children or spouses do not count)
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Non-Elderly/Non-Disabled Households
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Must be employed full-time (32+ hours/week)
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Must have worked at the same job for 12 consecutive months at minimum wage or higher
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🏡 What to Expect
Once you meet the initial eligibility requirements, you’ll:
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📘 Attend homeownership counseling sessions to learn about the homebuying process and financing options
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📝 Complete all additional requirements before receiving your voucher to search for a home
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🚪 Begin your path to homeownership!
⚠️ Vouchers are limited and offered on a first-come, first-served basis.
📨 Ready to Take the First Step?
Complete the Family Self-Sufficiency Interest Form to get started.
For more details, check out our FAQs below!
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15 years for mortgages 20 years or longer
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10 years for mortgages under 20 years
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No limit for elderly or disabled households (as long as income eligible)
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A single-family home, condo, or cooperative unit
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Newly built or existing homes